Sinking fund

What's the difference between an emergency fund and a sinking fund? They are both savings accounts but have different purposes. An emergency fund is there in case of, well, an emergency. If something unexpected happens, it's there to back you up. Sinking funds are set up for planned purchases -things like vacations, buying a car, or saving for certain bills, like your car insurance if you pay bi-annually. Check out the blog for more info on saving & budgeting!

Have you ever wondered how some people always manage to stay ahead financially, even when life hits? Learn the what, why and how of sinking funds.

Sinking funds provide a stepping stone to affording the luxury purchases you may want or to cover emergency events. Check out my post about some sinking funds you may want to start!

Learn about the sinking fund categories that you should include in your budget and how to organize them to be prepared for future expenses.

Looking for ideas for the types of sinking fund? Here are over 75 sinking fund ideas that you can incorporate in your budget that will...

Creating sinking funds categories is just another way to complicate money management for personal finances. Instead, create security and flexibility with my simpler three-layered savings method. Try these savings tips for simpler, more effective money saving!

Here are my top sinking funds #sinkingfunds #personalfinance

Have you started to save for a sinking fund? It can help you budget through the year and make managing your money far easier (I promise!)

Dave Ramsey popularized sinking funds and rightfully so as they are an integral part of keeping your budget on track. Click to read more about sinking fund categories and ideas.

Sinking Fund Spreadsheet. This sinking fund spreadsheet / annual savings goal tracker is a Microsoft Excel Instant Download that contains a sheet with one tab to track your savings goals! Reach savings goals faster with this organized, visual approach.