When hiring a "cleaning lady or service" ask these 3 things: 1. Proof of Insurance (it's pretty inexpensive and no excuse not to have it) 2. Proof of Bonding 3. Proof of Workers Compensation You may think your "cleaning lady" is great until she sues you for a fall, a stubbed toe (no kidding-a 200K claim in Ohio), or a strained back. Protect yourself or she may "clean" you out.