blue stone and feather charm cluster necklace (original price, $14) available at #Maurices
Multi-color Pearl Cluster Necklace. Fewer colors, but I do love the jewel tones.
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Make your own beautiful crystal cluster necklace in 5 easy steps!
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Swarovski Cluster Necklace
DIY Pearl Cluster Necklace Tutorial in Young Women Value Colors
Ombre Cluster Necklace DIY Martha Stewart Jewelry--thumbs-down to Martha (keep her out of my stuff, please!), but I like this design
Antiqued copper horseshoe bail bead cluster necklace - 23741f by Boo's Jewellery, via Flickr - hmmm
Artisan Hand-made Lampwork Glass Bead Ocean Cluster Necklace