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Наступает зима и впереди нас ждет длительный отопительный период, который существенно повлияет на ежемесячный бюджет. К счастью, существует несколько способов сэкономить на расходах на отопление, пишет портал Kodu.Postimees.

The Family Monthly Budget Planner Template is a very useful tool to plan the financial spending of a family on a monthly basis. This means that you need to breakdown all your activities and list them down according to priorities and expenses.

из Frugal Fanatic

My Secret for Saving Money - Budget Binder Printables

One of the first steps in being financially responsible is being organized. In order to figure out where you are spending your money you need to have a budget. Use this free printable budget binder to start managing your finances and saving more money this year.

из Printable Crush

FREE Printable Budget Sheet

Get your finances in order with this FREE Printable Budget Sheet!

из A Mom's Take

Family Budget Worksheet

Grab this free family budget worksheet printable and get your finances in order for the New Year.

Get your finances in order with these FREE Printable Budget Sheets! Includes monthly budget and expense sheets so you can easily keep track of your money!

New Year... New Money! 1 year #SavingsPlan for both $2000 and $5000…

How to Budget - An Infographic - Step by step guide to budgeting